Underwrite

Underwrite

Underwrite

PolicyFly streamlines complex underwriting with automated rating, dynamic risk structuring, and multi-scenario quoting. Underwrite against multiple facilities, manage excess layers, apply schedule rating, and customize coverage options in real time.


With rules-based decisioning, automated workflows, and deep market insights, insurers can price more accurately, optimize risk selection, and present agents with the best options—faster than ever.

PolicyFly streamlines complex underwriting with automated rating, dynamic risk structuring, and multi-scenario quoting. Underwrite against multiple facilities, manage excess layers, apply schedule rating, and customize coverage options in real time.


With rules-based decisioning, automated workflows, and deep market insights, insurers can price more accurately, optimize risk selection, and present agents with the best options—faster than ever.

PolicyFly streamlines complex underwriting with automated rating, dynamic risk structuring, and multi-scenario quoting. Underwrite against multiple facilities, manage excess layers, apply schedule rating, and customize coverage options in real time.


With rules-based decisioning, automated workflows, and deep market insights, insurers can price more accurately, optimize risk selection, and present agents with the best options—faster than ever.

Dynamic Rating & Multi-Scenario Quoting

Dynamic Rating & Multi-Scenario Quoting

Dynamic Rating & Multi-Scenario Quoting

Generate multiple coverage options, limits, and deductibles in real time with automated rating and underwriting rules—giving agents flexibility while ensuring risk-appropriate pricing.

Generate multiple coverage options, limits, and deductibles in real time with automated rating and underwriting rules—giving agents flexibility while ensuring risk-appropriate pricing.

Generate multiple coverage options, limits, and deductibles in real time with automated rating and underwriting rules—giving agents flexibility while ensuring risk-appropriate pricing.

Risk-Based Decisioning & Automated Workflows

Risk-Based Decisioning & Automated Workflows

Risk-Based Decisioning & Automated Workflows

Configure custom underwriting rules to auto-approve, refer, or decline submissions based on risk attributes, ensuring consistent, accurate decisions while reducing manual workload.

Configure custom underwriting rules to auto-approve, refer, or decline submissions based on risk attributes, ensuring consistent, accurate decisions while reducing manual workload.

Configure custom underwriting rules to auto-approve, refer, or decline submissions based on risk attributes, ensuring consistent, accurate decisions while reducing manual workload.

100+

Automated quote options

100+

Automated quote options

100+

Automated quote options

100+

Automated quote options

+75%

Underwriter speed increase

+75%

Underwriter speed increase

+75%

Underwriter speed increase

+75%

Underwriter speed increase

$1B+

Premium underwriten

$1B+

Premium underwriten

$1B+

Premium underwriten

$1B+

Premium underwriten

Complex Policy Structuring & Custom Coverage

Complex Policy Structuring & Custom Coverage

Complex Policy Structuring & Custom Coverage

Easily handle package policies, minimum premiums, peril-specific deductibles, and layered structures—allowing for granular risk pricing and underwriting flexibility.

Easily handle package policies, minimum premiums, peril-specific deductibles, and layered structures—allowing for granular risk pricing and underwriting flexibility.

Easily handle package policies, minimum premiums, peril-specific deductibles, and layered structures—allowing for granular risk pricing and underwriting flexibility.

Seamless Complex Rating, Excess Placement & Schedule Management

Seamless Complex Rating, Excess Placement & Schedule Management

Seamless Complex Rating, Excess Placement & Schedule Management

For Umbrella lines, effortlessly structure layered placements and coverage tiers. For Commercial Property, apply schedule rating across multiple locations. For Trucking, rate dynamically based on drivers, receipts, vehicles, and fleet data.

For Umbrella lines, effortlessly structure layered placements and coverage tiers. For Commercial Property, apply schedule rating across multiple locations. For Trucking, rate dynamically based on drivers, receipts, vehicles, and fleet data.

For Umbrella lines, effortlessly structure layered placements and coverage tiers. For Commercial Property, apply schedule rating across multiple locations. For Trucking, rate dynamically based on drivers, receipts, vehicles, and fleet data.

PolicyFly streamlines complex underwriting, ensuring precise pricing, automated adjustments, and frictionless risk structuring across all policy types.

PolicyFly streamlines complex underwriting, ensuring precise pricing, automated adjustments, and frictionless risk structuring across all policy types.

PolicyFly streamlines complex underwriting, ensuring precise pricing, automated adjustments, and frictionless risk structuring across all policy types.

Automated Tracking for Subjectivities & Compliance

Automated Tracking for Subjectivities & Compliance

Automated Tracking for Subjectivities & Compliance

Track subjectivities, compliance requirements, and underwriting conditions in real time—ensuring policies are issued, bound, and serviced only when all requirements are met.

Track subjectivities, compliance requirements, and underwriting conditions in real time—ensuring policies are issued, bound, and serviced only when all requirements are met.

Track subjectivities, compliance requirements, and underwriting conditions in real time—ensuring policies are issued, bound, and serviced only when all requirements are met.

Multi-Facility Underwriting & Binding Authority Management

Multi-Facility Underwriting & Binding Authority Management

Underwrite seamlessly across multiple facilities and carrier binding authorities, PolicyFly dynamically presents multiple quote options to agents, allowing them to select the best terms based on coverage appetite, target premium, and capacity availability. Optimize risk placement while maintaining full control over underwriting rules, capacity allocations, and carrier requirements.

Built for every submission

Built for every submission

Streamlining specialty insurance from submission to renewal

Streamlining specialty insurance from submission to renewal

Build It, Book It & Grow With PolicyFly

Build It, Book It & Grow With PolicyFly

PolicyFly is the leading digital placement and underwriting solution for improving the growth, response time and profitability of marine lines.

Every Submission

The growth platform for specialty insurers.

PolicyFly powers specialty insurers with modern technology, automation, and real-time insights. From submissions to policy management, we help MGAs, Coverholders, Carriers, and Syndicates scale faster, operate smarter, and grow sustainably.

Every Submission

The growth platform for specialty insurers.

PolicyFly powers specialty insurers with modern technology, automation, and real-time insights. From submissions to policy management, we help MGAs, Coverholders, Carriers, and Syndicates scale faster, operate smarter, and grow sustainably.

Every Submission

The growth platform for specialty insurers.

PolicyFly powers specialty insurers with modern technology, automation, and real-time insights. From submissions to policy management, we help MGAs, Coverholders, Carriers, and Syndicates scale faster, operate smarter, and grow sustainably.

Every Submission

The growth platform for specialty insurers.

PolicyFly powers specialty insurers with modern technology, automation, and real-time insights. From submissions to policy management, we help MGAs, Coverholders, Carriers, and Syndicates scale faster, operate smarter, and grow sustainably.